What is a social pension?
In the article on social pensions, you will learn not only what social pension is, but also about the types of pensions and the grounds on which they are awarded. We will also consider the issue of co-financing a pension.
Definition and types of social pension
Social pension is a monthly payment of the state, which is established for elderly and disabled citizens, for whatever reason, did not earn a retirement pension. Social pension for senior citizens is paid according to slightly different age criteria, namely: from 60 years for women and from 65 years for men. Also, children with disabilities, as well as persons with disabilities I, II and III groups can apply for a social pension. Finally, the social pension is paid to children under the age of 18 in the event of the death of one or both parents. The size of the social pension is fixed and does not depend on the length of service. We list the main types of social pensions:
- old age;
- due to the loss of the breadwinner.
It should be noted that only those disabled citizens of the Russian Federation who permanently reside in Russia can receive a social pension. Temporarily living and those who have left for permanent residence abroad, social pension is not paid. What is a social pension, we figured out, and now let's talk about a curious state program.
Pension co-financing: what is it?
Co-financing of pensions is called the program of support of pension savings of citizens, implemented by the state. The main focus of this program is on the formation of old-age pensions with the help of savings of the citizens themselves - more precisely, regular contributions to various pension funds (state and non-state) from the income received. State co-financing of pensions is voluntary. However, the state promises to those who contribute a certain amount to the account of pension contributions, to double it at the expense of the budget. However, there are restrictions on the amount of this amount. Such conditions are valid for those who will contribute annually from 2,000 to 12,000 rubles - no less and no more. Special conditions are valid for those citizens who have reached retirement age, but do not use the retirement pension. The state offers them to increase the size of deposits 4 times.That is, having deducted 12,000 rubles, a person must receive 48,000 rubles. Thus, the total amount of co-financing will be 48,000 rubles, and the contribution of the state - 36,000 rubles, so this can be called a contribution at 300% per annum. By the way, the term of this program is limited - it is valid until October 1, 2013, so if you suddenly want to take part in it, hurry.